Saturday, January 7, 2012

WRIST WATCHES


Ziiiro Proton & Ion Watches Tells Time In a Unique Manner






DESCRIPTION
The Proton is a beautiful and elegant watch displaying time using two transparent gradient discs, blue color representing the hour and yellow displaying the minute. By overlapping both gradients, it creates a new array of green color that will catch attention whether at the beach or going out on a date. The Proton is fully interchangeable with all watches from the bracelet series. Available in three colors of transparent, transparent-smoke and milky-white.
The Ion offers a touch of simplicity with its minimalistic dial and two-hand analog movement. Comes together with an understated transparent bracelet strap, this combination reveals a truly elegant timepiece. The Ion is fully interchangeable with all watches from the bracelet series. Available in three colors of transparent, transparent-smoke and milky-white.



Tokyoflash Kisai On Air floats the idea of multicolored touchscreen watch faces



DESCRIPTION
Engadget says ”The allure of more forward-looking wrist candy from Tokyoflash, who could resist a peak? Those not interested in looking like a steampunk gentleman may prefer these more conventional watches, which pack touchscreen capabilities into their low-energy LCDs. You can afford to be a little choosy too. Besides the black and silver models, there are also several combinations of LCD colors to be had, including natural [above, right], red [above left], green, blue and orange. The watch is currently on a limited time launch offer, slicing twenty bucks off the $199 MSRP. Anyone wanting another taste of future timepieces can peruse the gallery below.”

Depressingly Accurate Timepieces Count Moments to Death





DESCRIPTION
The Accurate Watch and Accurate Clock from Mr. Jones Watches are probably the most honest and, well, accurate reminder of just how little time we really have.The timepieces feature the somewhat-startling message “Remember You Will Die” above their reflective surfaces. The message isn’t meant to be threatening, however: it’s a reference to a “memento mori,” a traditional object meant to remind the viewer that our time in this world is limited and precious.


The Void Watch V01LED



DESCRIPTION
The Void Watch V01LED is like the microbrew of the watch world because of it’s simplicity and overall attractiveness. 316 stainless steel in five different colors gets mated to a leather band and hides an LED display that only comes out to play when you hit one of the time/date buttons. Even the iPhone wouldn’t look this good mounted to your wrist as a watch.Following are the main features of the Void Watch V01LED:
  • Product Code: V01LED-BR/BL
  • LED Display with Red light module
  • Measurement: W36 x H42 x D9 mm (casing)
  • Casing material: 316 Stainless Steel
  • Casing colour / finishing: Brushed Chrome
  • Crystal: Black
  • Strap: Premium Black Leather
  • Buckle: Stainless Steel with Brushed Chrome
  • Water Resistance: 3 ATM
  • Battery Type: CR2025 / 3V Lithium Batter









Tips & Tricks


Boost your Wi-Fi Signal with an Empty Can of Coke

DESCRIPTION
Many people faces problem while using WiFi connection with their laptops as well tablets due to poor signal strength and wrong orientation of the antenna of WiFi router.Here is the most easiest and the most cheap way to boost your WiFi signal strength by using empty beer/coke can.The use of aliminum foil is I think the best way to achieve the desired results as Kim Komando illustrated in the video tutorial below,lets have a look.


Tips On Consolidating Student Loans




DESCRIPTION
Thanks to two recent changes, students face the added burden of mixed loans — some fixed-rate, some variable, some already consolidated. (Loans disbursed after July 1, 2006, carry a fixed interest rate of 6.8%, while those disbursed prior have variable rates up to a maximum of 8.25%. That date also marked students’ last chance to consolidate loans while still in school.)
To get started off right, here are seven considerations for grads:

Mind your grace period

Some borrowers can expect to receive their first student-loan statement before their first real-world paycheck. “We saw a huge wave of in-school consolidations over the past few years, as interest rates moved to record lows,” explains Patricia Scherschel, the vice president of loan consolidation for Sallie Mae. “But in doing so, students gave up their six-month grace period.”
Not you? Before you gloat, consider joining their ranks. Consolidating before your six-month grace period runs out snags you a lower consolidation interest rate.

Consolidate — cautiously

But our experts agree: With such high rates, there’s less incentive to consolidate your loans this year. “The reasons students will consolidate are more to do with stretching repayment and lowering monthly payments,” says Kantrowitz.
It doesn’t hurt that one payment to one lender is easier to keep track of than four to different lenders.
With fixed-rate loans in the mix, consolidating may not work out to your advantage. Someone carrying $20,000 in Stafford loans — $15,000 consolidated at 6.625% and one $5,000, 6.8% loan — would pay a total of $7,458 over the life of the 10-year loans. That’s $100 less than the total interest you’d pay by consolidating all the loans under a 10-year repayment schedule.

Shop around for the best deal

In the Emergency Appropriations Act of 2006, Congress eliminated the “single holder rule,” which had required students with loans from a single lender to consolidate with that lender. Take advantage of the switch to let lenders compete for your business, advises Kantrowitz. It pays to do some comparison shopping.
Start by making a list of your loan amounts and lenders (access your loan data here at the Department of Education’s National Student Loan Data System), then work your way down the list of lenders to compare offers.
Call your current lender(s) to check the fine print first, says Kantrowitz. It may actually be cheaper to stay put. “Many lenders have included fine print that says you have to repay any discounts if you switch,” he says. That includes the 4% origination and default fees assessed at Stafford loan disbursement, which many lenders waive.

Keep private loans separate

Federal Consolidation Loans, by definition, can include only federal student loans. So steer clear of lenders that offer to let you consolidate both federal and private, cautions Brad Baldridge, a certified financial planner in Hales Corners, Wis. These hybrid loans won’t be as low and don’t often carry repayment discounts.
And keep in mind, the rate is tied in part to your credit score. Late payments on that credit card could send your rate skyrocketing.